There are a number of signs that suggest it may be time for you to think about debt relief. One obvious sign is that your debts have grown too large for you to manage, or that they are growing so quickly that you are unable to keep up with them. If you cannot at least pay the interest on your debts, then they will continue to accumulate and it will be impossible to reduce them. If you have lost track of exactly how much you owe, then this is a particularly bad sign and it implies that you need help.
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